Their offer
Total-loss dispute, done yourself
The software that valued your car made mistakes. We find them in its own report.
Real example
Their offer $8,244 → the report supported $9,017
+$773
PDFyour-report.pdf
Free · 60 seconds · No sign-upWe read your PDF, show you the gap, and don’t keep the file.
If your offer already holds up, we’ll tell you that too, at no cost. See an example package →
How it works
1
Upload the insurer’s report
The valuation PDF behind your offer — CCC, Mitchell, Audatex, and most others.
2
We find where the software shorted you
Blanket condition cuts, phantom “negotiation” discounts, stale comps, and deductions on your own car that don’t hold up.
3
Get a ready-to-send counter-offer
The letter, the comps, and every source — $49, only if there’s a real gap. You send it.
Regulators and courts have challenged these exact adjustments for years. Every flaw we flag links to the record.
1Upload
2Review your gap
3Get your package
PDFyour-report.pdf
Checking your report…
- Reading the valuation report
- Rebuilding the insurer's own math
- Finding the gap and the flaws
Corrected value
Documented gap
What we found
Your insurer used software to decide what your car was worth. We rebuilt that math from the report they sent. Each point below is a spot where their own numbers don't hold up, and what it means for you.
The full detail and dollar breakdown for each flaw is in the package below.
Your full dispute package
Everything you need to send back a grounded counter-offer, ready to review and mail yourself.
$49
one-time
- A plain-English breakdown of every flaw, with its dollar effect
- A counter-offer letter built from the report's math and your state's rules
- Current comparable listings for your vehicle
- Every source linked so you and the adjuster can verify each point
We hit a snag
Offer looks fair
Based on the report's own math, your offer holds up.
Their offer
Report's own math supports
We rebuilt the valuation line by line and didn't find a documented gap in your favor, so there's nothing to dispute and nothing to buy here. If you think something specific is off, our guides walk through how these reports work and what to look for.
What you get
Free to check. $49 to dispute.
Free gap check
$0
The flaws we found, your estimated gap, and whether disputing is worth your time. If your offer already holds up, we'll tell you that, free.
Full package
Full dispute package
$49 · one-time
A plain-English breakdown, a counter-offer letter built from the report's own math and your state's total-loss rules where they apply, a set of current comparable listings, and every source linked so you and the adjuster can verify each one.
Reads CCC, Mitchell & Audatex reports
Grounded in your state's total-loss regulations
Targets the same deductions regulators and courts have challenged
Your documents stay private
Learn
Know what your offer should be before you accept it
Plain-English guides to reading your valuation report, the adjustments that quietly cost you, and the rules your insurer has to follow in your state.
How to dispute a total-loss offer
The full walkthrough: the five flaws, how to check them, and how to counter in writing.
Read your CCC valuation report
A section-by-section decoder so you know exactly what each number means.
The condition-adjustment trap
Why a blanket condition deduction on every comp usually does not hold up.
The “typical negotiation” markdown
The discount you never agreed to, and the settlements that challenged it.
Write a counter-offer letter
How to structure a letter that leads with the report's own math.
Total-loss laws by state
What your insurer must do where you live, with the exact rule.